Welcome

Four Points Financial Solutions is an independent, Manitoba based, financial advisory and brokerage firm.  We help individuals, families and businesses navigate insurance and investment strategies to create, protect, enjoy and share wealth.  We provide comprehensive planning services and access to a wide selection of financial products from many of Canada's insurance, investment, bank and trust companies to help you realize your financial goals. 

 

Imagine  Explore  Understand  Reflect

Arrive with Confidence

About Us

We are a team of insurance and investment professionals with over a century of combined experience providing peace of mind to generations of clients by clarifying goals and addressing concerns to demystify financial decisions.

As independent advisors, we do not represent any single financial institution. We broker products and services from Canada's largest banks, insurance companies and investment firms to design and build a customized plan to assist in realizing your dreams.

 

Financial Advisors

Life's Journey

Imagine your life's journey is a voyage across the ocean, your goals are the various ports of call and your financial plan is a sailing ship.

In order to achieve your objectives, you need an advisor who works for you, not a financial institution – someone who is properly licensed to provide the banking, insurance and investment services you need to ensure a properly balanced plan.

Your unique needs and personal preferences will determine our approach to help build your plan to create, protect, enjoy and share wealth.

Terry J. Fyke

Employee Benefits Consultant 
Four Points Financial Solutions Inc.

Terry has more than 35 years of experience in group insurance and pension plan design, pricing and administration for groups of all sizes.

Tel: 204.235.0004 Ext 4

Toll Free: 866.235.0004 Ext 4

Terry@FourPointsFinancial.com

More on Terry

Thomas B. Russell

B.Sc., MBA, CFP®, CLU, CH.F.C.
Certified Financial Planner

Tom has been building values-based financial plans integrating insurance and investment strategies to help clients live the best life possible with the money they have for over 27 years.

Tel: 204.235.0004 Ext 3

Toll Free: 866.235.0004 Ext 3

Tom@FourPointsFinancial.com

More on Tom

 

 

Retirement Assessment
Education Assessment
Major Purchase Assessment

 

Shawn R. Bjornsson

Financial Advisor, CPCA
Insurance Representative, Four Points Financial Solutions Inc.

Financial Advisor, Manulife Securities Investment Services Inc.

Shawn's understanding of investment planning and insurance together with personalized service and a variety of products has assured his clients reached their financial goals for over 27 years.

Tel: 204.235.0004 Ext 1

Toll Free: 866.235.0004 Ext. 1

Shawn@FourPointsFinancial.com

More on Shawn

Latest Blog Posts

Three quarters of parents would give money to their adult children to help them move out

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Aug 01, 2017

Seventy-six per cent of parents with adult children say they would give their children money to help them move out, get married, or move in with a partner, and nearly half of them said they would give...

Proposed tax changes raise uncertainty for small businesses, says CFIB

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Jul 26, 2017

The Canadian Federation of Independent Business (CFIB) has raised concerns over the federal government’s proposed tax changes, announced by Finance Minister Bill Morneau on July 18. Although the government’s...

Rising dollar, soft labour costs and energy prices are temporarily slowing inflation

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Jul 26, 2017

Recent gains in the Canadian dollar, soft labour costs and lower energy prices are temporarily holding back inflation, but in the medium term, the inflation rate is expected to rise, says a new report...

Manulife extends accelerated underwriting to age 45

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Jul 26, 2017

Manulife has announced that it will be offering accelerated underwriting for applicants up to age 45 as of July 29. Previously, this simpler process was available to clients ages 18 to 40. In February...

Industry falls in line with Genetic Non-Discrimation Act, but fight continues

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Jul 26, 2017

Canada’s insurance industry is falling in line with the new Genetic Non-Discrimination Act, even as its industry association continues to fight against it, with some warning of anti-selection and major...

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