Insurance

“Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.”

Life quite often hurls many unexpected things at all of us. We sometimes cannot control and can’t stop these things from happening. However we can help you protect your family and provide you with peace of mind knowing they will be protected financially if anything should happen. I have experienced this first-hand and I believe that life insurance is indispensable and crucial to a sound financial plan. Insurance is an essential component within your financial plan.

 

“If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.”

– Suze Orman

 

Keeping the Family Cottage in the Family

Those planning to pass on the cottage to their children may not realize the potential tax bomb that await. Read more >

How to pass on the family cottage without destroying your family in the process

Your beautiful family cottage has been in the family for 60 years. Your parents helped build it at a time when most people had never heard of your lake.

Today, you are fully retired, and your “cottage” could probably sell for $1.5 million, but you are not interested in selling — you want to keep it in the family. That is the easy part. How to make it work is much harder.

 “The family cottage is an asset that people love, but it can destroy the family,” warns Barry Fish, founder of the firm of Fish &  ...

Read More >

InsureRight

Are you protecting what’s most important?
Be sure. With InsureRight.

If something happened to you, you want to be certain you have the right coverage to protect your family, your lifestyle and everything you’ve worked hard to achieve. But there’s a lot to consider when buying insurance. What type of coverage is right for you? How much is enough?

With InsureRight, it’s simple to answer these questions. InsureRight will help outline what you need to consider so you can feel confident about the coverage you choose for your insurance needs. The InsureRight checklist is a great place to start. Begin with the step that’s right for you. And when you’re ready, visit InsureRight.ca for more tools that will help you take a closer look at your insurance needs.

For more information about InsureRight, please contact us.

 

 

We now offer on our website access to get quotes or submit an application online for a Manulife Financial travel insurance and health and dental insurance. 

Naming a beneficiary

Naming a beneficiary on an insurance policy or a segregated fund contract has a number of benefits related to estate planning. Watch this short video to learn more, and feel free to contact us if you have any questions after watching it.