Some homeowners get $35K subsidy for secondary suite

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As explained on the Manitoba Government's Housing and Community Development webpage, secondary suites are a type of rental housing located on a property that normally accommodates a single-family house.  It is a dwelling unit secondary to an existing primary dwelling unit and contains its own entrance, kitchen, bathroom and living area.


The Secondary Suite program provides financial help to eligible homeowners for the construction of a secondary suite.  The financial assistance is provided in the form of a forgivable loan for 50 per cent of the total construction and renovation costs, to a maximum of $35,000.


Homeowners enter into a 10-year agreement, over which time the loan is forgiven on a pro-rata basis.


The secondary suite can be:

  • in the basement or an above ground addition to the main dwelling
  • a garden suite which is a self-contained unit that is not attached to the principal dwelling, but built on the same property
  • a carriage suite or garage suite which is a self-contained unit located above or attached to the side or rear of a garage

The Secondary Suites Program is provided with the financial support from the Government of Canada.


Interested homeowners can find eligibility requirements and application instructions at


For more strategies to help you transition through the various stages of life, talk to us at Four Points Financial Solutions by calling 1-866-235-0004.