Personal Insurance & Estate Planning

Meeting your lifetime risk management needs, and those of your family, in a tax efficient manner.  Maximizing the efficiency of intergenerational transfers of wealth.

Balanced Investment Planning

Matching your objectives with an appropriate investment strategy. Balancing growth and security to minimize taxes and maximize your wealth.

Retirement Planning

Organizing your financial affairs and accumulating assets to provide maximum income and security for retirement.

Business Insurance Planning

Recommending security and incentive plans to protect you and your business.

Employee Benefits Consulting

Designing and servicing your group insurance and pension plans in the most cost effective manner for the benefit of employers and employees.