Thomas B. Russell

B.Sc., MBA, CFP®, CLU, CH.F.C.

Certified Financial Planner

Insurance Representative, Four Points Financial Solutions Inc.

Senior Financial Advisor, Manulife Securities Investment Services Inc.

 

Resources for Clients
 
 
Call 1.866.235.0004.3
email Tom@FourPointsFinancial.com
Schedule an Appointment or Book a Call
Retirement Assessment
Education Assessment
Major Purchase Assessment

 

Welcome

Tom has been building values-based financial plans that integrates insurance and investment planning strategies using tax advantaged products to help people plan for their future financial security since 1988.

The Metamorphosis of CapitalTM Principle shows you how to Create, Protect, Enjoy & Share wealth.  

The Time 4 Money® Program provides Credibility, Process, Implementation & Results.

The Arrive with ConfidenceTM Process helps you Imagine your Destination, Explore your Possibilities, Understand your Course & Reflect on your Journey.

The Return on Life Payoff delivers Proactivity, Objectivity, Organization & Accountability.

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Latest Blog Posts

Contract work becoming “the new normal” says report

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Nov 13, 2018

BMO Wealth Management today released a report describing Canada's labour market shifting from permanent employment to on-demand temporary or contractual employment as "the new normal". The report, The...

Debt is negatively affecting Canadians' relationships and mental health

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Nov 13, 2018

While four in 10 married or common law Canadians often talk about money with their partner, half said that such conversations can cause tension in their relationship, says a new survey by Manulife Bank...

Looking at friends’ purchases increases urge to buy

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Nov 13, 2018

Looking at friends’ purchases may influence Canadians to buy items beyond their budget, according to a new poll released July 23 by investment firm Edward Jones. The poll also showed that 93 per cent ...

Parents not meeting educational savings goals, says survey

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Nov 13, 2018

Many parents are missing the mark when it comes to saving for their kids’ educations, according to an ATB Investor Beat survey of Alberta parents. The quarterly survey by ATB Financial, released July ...

Ontarians exposed to potential risks of cryptoassets

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Nov 13, 2018

A new research study by the Ontario Securities Commission (OSC) found that many Ontarians lack understanding of crypto assets – even those who own them. The study also revealed that an increasing number...