The Arrive with Confidence^TM Process

Imagine your Destination

Clarify your Values, Goals, Priorities & Timelines

• Obtain information about your financial resources and obligations
• Define your personal and financial goals, needs and priorities
• Gather all the necessary documents required to give you the advice you need
• Determine our role and the services to be provided
• Clarify our mutual responsibilities
• Discuss the scope of the client/advisor engagement and the compensation model to be used
• Agree on how decisions will be made

Explore your Possibilities

Discover  your Strengths, Weaknesses, Threats & Opportunities

• Cash flow management
• Capital needs
• Risk management needs and coverage
• Investments
• Taxation
• Retirement planning
• Employee benefits
• Estate planning
• Special needs (i.e. adult dependent needs, education needs, etc.)

Reflect on your Journey

Review your Income, Expenses, Assets & Liabilities

Periodically review your progress and make adjustments required to help you achieve your goals:

• Review your circumstances and adjust recommendations to adapt to life changes such as births/deaths, graduations, marriages/divorces, career changes, retirement, etc.
• Review your insurance and investment portfolios to ensure appropriate product and asset allocation
• Evaluate of the impact of changing tax laws and economic trends
• Agree on process to monitor and evaluate whether your plan is helping you progress toward your goals.

Understand your Course

Coordinate the implementation of your Insurance, Investment, Tax & Legal strategies

• Review alternatives tailored to meet your goals and objectives, values, and risk tolerance to select an appropriate plan of action
• Assist you in implementing the recommendations you choose to accept
• Coordinate as required with your other tax, legal and financial advisors
• Establish an appropriate review cycle
• Work together to ensure that the plan meets your goals and objectives