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The Arrive with ConfidenceTM Process

Imagine your Destination

Clarify your Values, Goals, Priorities & Timelines

  • Obtain information about your financial resources and obligations
  • Define your personal and financial goals, needs and priorities
  • Gather all the necessary documents required to give you the advice you need
  • Determine our role and the services to be provided
  • Clarify our mutual responsibilities
  • Discuss the scope of the client/advisor engagement and the compensation model to be used
  • Agree on how decisions will be made

Explore your Possibilities

Discover  your Strengths, Weaknesses, Threats & Opportunities

  • Cash flow management
  • Capital needs
  • Risk management needs and coverage
  • Investments
  • Taxation
  • Retirement planning
  • Employee benefits
  • Estate planning
  • Special needs (i.e. adult dependent needs, education needs, etc.)

Reflect on your Journey

Review your Income, Expenses, Assets & Liabilities

Periodically review your progress and make adjustments required to help you achieve your goals:

  • Review your circumstances and adjust recommendations to adapt to life changes such as births/deaths, graduations, marriages/divorces, career changes, retirement, etc.
  • Review your insurance and investment portfolios to ensure appropriate product and asset allocation
  • Evaluate of the impact of changing tax laws and economic trends
  • Agree on process to monitor and evaluate whether your plan is helping you progress toward your goals.

Understand your Course

Coordinate the implementation of your Insurance, Investment, Tax & Legal strategies

  • Review alternatives tailored to meet your goals and objectives, values, and risk tolerance to select an appropriate plan of action
  • Assist you in implementing the recommendations you choose to accept
  • Coordinate as required with your other tax, legal and financial advisors
  • Establish an appropriate review cycle
  • Work together to ensure that the plan meets your goals and objectives

Thomas B. Russell

B.Sc., MBA, CFP, CLU, CH.F.C.

INSURANCE REPRESENTATIVE, FOUR POINTS FINANCIAL SOLUTIONS INC.
SENIOR FINANCIAL ADVISOR, MANULIFE SECURITIES INVESTMENT SERVICES INC.

204.235.0004 Ext 3
Tom@FourPointsFinancial.com
Thomas.Russell@ManulifeSecurities.ca

Schedule an appointment with Tom