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Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C.

1.866.235.0004.3  |  Tom@FourPointsFinancial.com  |  Schedule an appointment


Tom has been building values-based financial plans that integrate insurance and investment planning strategies using tax advantaged products to help people plan for their future financial security since 1988.  Learn more about Tom

The Four Points

The Metamorphosis of Capital™ Principle explains how to Create, Protect, Enjoy & Share wealth.  Learn more about the principle


The Time 4 Money® Program provides Credibility, Process, Implementation & Results. Learn more about the program

The Arrive with Confidence™ Process helps you Imagine your Destination, Explore your Possibilities, Understand your Course & Reflect on your Journey.   LEarn more about the Process

The Return on Life Payoff delivers Proactivity, Objectivity, Organization & Accountability.  learn more about the payoff