What to Bring
It is not unusual for discussions to broaden into other retirement and estate planning issues that were not on people's minds when we arrange a meeting. If you would like to be prepared for such a possibility, please feel free (but don't feel obliged) to bring as much of the following as appropriate and available to our meeting:
- A recent pay stub
- Most recent tax returns and Notices of Assessment
- Your bank account statement
- RRSP, TFSA, RESP and non-registered investment account statements
- Your Investment Policy Statement detailing your investment objectives, risk tolerance and portfolio allocation targets
- Copies of the most recent financial statements of any business in which you own an interest
- Mortgage statement, statements of other financial obligations
- Contracts or statements showing ownership, coverage, beneficiaries, premiums and cash values for any life insurance policies
- Contracts or recent notices for any disability, critical illness, or long term care insurance policies,
- Your last life insurance needs analysis
- Employee benefits booklet or benefit statement from your employer (e.g. group insurance benefits, pension plans).
- Any other legal documents (e.g. pre-nuptial/co-habitation, separation/divorce, mortgage, partnership/shareholder etc.)
- Identification i.e. Driver’s License or Passport
- Name, date of birth, of all family members
- Names and addresses of your professional advisors (lawyer, accountant…)
- Your cheque book (voided cheques are required to set up and pre-authorized cheque withdrawals)
- Your most recent Will and Power of Attorney
- Any other documents you feel are relevant to our discussion
* Additional tools available that will assist you can be found in our Resources section.